Month: November 2019

The Way to Install a Fluorescent Light Fixture Underneath Cabinets

Lights create work and accent surface lighting for kitchen counters. In addition to incorporating a focal point to a darkened area of a space, the long ballast layout of fluorescent light fixtures ensures a vast majority of the counter area beneath the cupboard is fully illuminated. Fluorescent light fixtures are simple to install and eliminate shadows created by cabinets.

Find an electric outlet or light fixture near the cupboard where you want to install the light fixture, to use as a power source.

Put on rubber insulating electrician gloves and rubber bands to prevent electrocution. At the primary circuit breaker box, then find the circuit breaker for this area of the home. Open the circuit breaker panel with a screwdriver. Find the circuit breaker that is connected to the electrical outlet or light fixture near the cupboard where you’re going to install the fluorescent light. The circuit breaker is under using a multimeter. Twist the red lead of the multimeter. Twist the black lead into the metallic floor bar on the side of the circuit breaker box to floor it and have a reading of this circuit breaker amperage. Insert the amperage rating of this fluorescent light fixture into the circuit breaker amperage measurement to find the total amperage. If the total amperage is equal to or less than 80 percent of the circuit breaker’s amperage rating, the light can be wired into an electric outlet or light fixture connected to this circuit breaker.

Turn off the power in the primary circuit breaker into the space which you are going to be installing the light. Twist the black lead to a neon tester into the twist on the face plate of the electric outlet to floor it and insert the red neon tester lead into the right slot of an electrical plug opening on the outlet. If the neon tester doesn’t light up when you touch the tester leads to the electric outlet, the power is off and it is safe for you to install the light.

Find an area on the wall, either under or near the cupboard which you are going to install the light fixture, to place the light switch. Run a finder along this area of the wall. Use the finder to find an stud if you find a stud. Studs generally are spaced 16 inches to 24 inches apart from each other in the wall. Make a mark on the wall beneath or near the cupboard that is halfway involving the two studs in the switch height that is desirable or 44 inches upward from the ground using a pencil. Put the switch box that is light on the wall, based over the pen mark and trace around it with a pencil. Cut on the reflective line using a keyhole saw and remove the drywall. Slide the switch box into the hole you just cut together with the open side facing you to make sure that it matches and then set it aside.

Hold the light fixture up from the underside of the cabinet base and use it to ascertain where you have to drill a hole to the cable. If you can align the cupboard hole position together with the light switch hole place it’ll make feeding the electric cable through the walls simpler for you.

Remove the screws and gently pull it. Route a span of the cable in the change hole through the wall into light fixture or the electric outlet. If the electric outlet or light fixture is positioned higher in the space than the light switch hole, then begin routing the cable through the wall or ceiling from that place instead. Pull the cable out of this light switch opening with fish tape. Cut the cable with cable cutters, leaving a surplus of 6 inches of electric cable.

Route a length of electric cable in the fluorescent light hole in the cupboard to the light switch hole in the wall. Pull the cable so there is just 6 inches of cable then cut the cable using cable cutters.

Strip 3 inches away from the exterior insulation jacket of every end cable with cable strippers to show the colour. Strip 3/4 inch of the insulating coat from the end of every cable.

Drill pilot holes to the light fixture mounting screws. Have a helper hold the fixture since you drive the screws into the cupboard using a screwdriver. Route the cable through the cable opening in the light fixture home.

Hold the wire end of this fluorescent light fixture together with the cable end of the cable and twist them together. Screw an electrical wire nut onto the ends of the wires and fully cover the exposed metal of the cables together with the cable nut. Twist together the black cable end of this fluorescent light fixture using the black cable end of the cable and cover the connection by screwing on a wire nut. Wrap the bare copper ground wire of the cable clockwise around the green grounding screw on the light fixture. The grounding screw to secure the grounding cable.

Cut a piece of electrical cord. Remove of this cord and separate the wire, the wire that is black and the bare grounding cable. Cut the black and white wires in to two 6-inch pieces. Strip off 3/4 inch off the insulation of the cables.

Attach the electric wire resulting in the fluorescent light fixture along with the power source (electrical outlet or light fixture) cables into the light switch making a”pigtail” together with the wires. Hold the cable end leading the cable end resulting in one conclusion of a piece of black cable and the power source together, to the light fixture. As necessary with cable cutters to make them even the wire ends and cut. Twist the cable ends. Twist a cable nut to link them. No bare stripped cable will be observable beneath the cable nut when done properly. Wrap the free end of this black wire that is 6-inch clockwise around the positive terminal twist on the light switch and tighten the screw to secure the wire. Pigtail the wires in the identical way to attach them to the neutral terminal twist of this switch.

Strip 3/4 inch the insulating coat of this green floor wire pigtail with twist from. Hold the ground wires of the cable resulting in the light fixture along with the power source cables into the light switch with the ground cable pigtail and twist them together. Screw the grounding cable nut onto the twisted ends of floor cable. Add the screw end of the ground cable pigtail into a hole on the box and tighten it with a screwdriver. Gently push all of the cable pigtail connections into the box and insert the light switch. Screw the light switch into the box and put in the light switch cover.

Attach to the electrical outlet power source. Electrical sockets have a pair of terminal screws on the right and left side to permit for the outlet to be connected to a primary power source and to”string” the power along to another electric outlet or light switch. The outlet will have a grounding, white and black cable already attached to one pair of terminal screws; leave these wires in place. Wrap the wire clockwise round the unused twist terminal of the electric outlet and tighten the screw. Wrap the wire clockwise around the impartial screw terminal and tighten the screw. Pigtail the ground cables as before. Gently push the wires into the box and reattach the outlet then reinstall the outlet cover. Pigtail the black and white wires as before using a piece of color coded wire When the outlet has cables attached to all of its terminal screws. If you’re attaching wires into a light fixture rather than an electric socket, then twist screw on a wire nut and the cable ends of the light switch and light fixture together. Do the same with the wires of light fixture and the light switch. Twist together the floor wire leading to the light switch, the light fixture along with the 6 inch’s ground wire ground wire pigtail using twist. Gently push the wires up into this fixture’s electric box and then reinstall the light fixture cover.

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The Way to Install Garden Path Lighting

Garden path lighting is a tiled option for front, side and backyards that creates a light source that is gentle. The light highlight decoration plants will illuminate your walkway, create ambiance illumination and prevent damage to plants which line the trail. Garden path lighting options include a rainbow of colors in electric or powered alternatives. Lighting is available in various heights, wattage and mounting alternatives. Timers wired to either option provide light when needed.

Mark the garden light route with a can of spray paint.

Dig at a 12-inch deep trench along the entire length of this garden light route.

Lay the light fixtures along the road, spacing the fittings.

Lay cable along the length of the trench to an electric outlet located 10 feet from the lighting fixture.

Switch the power to the outlet off. That power is off using a circuit expert.

Mount a transformer to the outlet.

Strip 1/2-inch on the finish near the transformer from the conclusion of this 12-gauge cable. Loosen the terminal screws onto the base of the transformer. Slide the wire that is stripped under the terminal screws. Tighten the screws across the wire.

Stand the light fixtures. Examine the spacing until the base of the light fixture will be flush with the garden surface and push the stake of this light fixture to the floor. Repeat this process are set up.

Independent the connector halves attached to the lighting fixture. Twist the top of the connector over the 12-gauge wire. Twist the bottom half over the opposite side of this 12-gauge wire. Until you hear a click, push the two connector halves together. The connector pliers are made to pierce the power wire to create contact. Repeat this process are connected to the cable.

Turn on the power to the electric outlet.

Plug the transformer. Assess each light to ensure power flow. Unplug the transformer if power flow is not current, separate the connector halves and reconnect them. Where the link was attempted to protect the integrity of this wire, wrap electrical tape around the wire.

Lay connectors and the 12-gauge cable . Bury the cable and connectors. Change the depth of the wire to prevent pulling and tilting of the light fixture.

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How to Reduce Soil's Alkalinity

Homeowners with lawns which contain soils might find it difficult to nurture healthy causing land values to drop. High-alkaline soils, with pH levels of above, join soil nutrients key to a plant’s growth. This can result in yellow to white leaves, stunted growth and root growth. Lowering a land’s alkalinity level is possible with the support of sulfur and materials. With application, these alterations free essential nutrients, will lower the pH of the soil and allow the development of a beautiful landscape.

Examine the soil to detect its alkalinity level. Gather soil samples from the backyard area. Dig to a depth of 6 inches with a shovel or trowel. Pour to a plastic bag and then seal it closed. Repeat this process two to four more times in random areas throughout the garden. Take the soil samples to soil testing lab or some county extension office for processing.

Review the results of the soil test to ascertain the soil’s pH. Find the recommended pH level of your soil. Many plants will grow well in soils with a pH level between 6 and 7.5.

Add elemental sulfur in a speed of 0.1 pounds per 10 square feet of loamy dirt for every single one-half unit you wish to lessen the pH. For instance, to lower the pH from 7 to 6.5, employ 0.1 pounds per 10 square feet, and also to lower the pH from 7.5 to 6.5, employ 0.2 pounds per 10 square feet. Reduce this speed by one-third for soils, and raise it.

Put on the sulfur in the spring at the beginning of the season. Spread the sulfur above the surface of the ground, raking it . Water the sulfur to the ground using a garden hose.

Add a 1- to 2-inch layer of sphagnum peat moss above the soil’s surface. Spread over the ground with a rake. Mix that the peat moss to the top 2 inches of soil with a tiller.

Reapply the sulfur and peat moss annually. Examine the amended soil each year to ascertain its pH level. Stop making applications once the desired level is reached by the soil pH.

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Tips on Using Box Fans in the House

When used in conjunction with natural ventilation, portable box fans are a fantastic solution to cooling houses on hot days. Encased in shallowmetal frames using open-air grid structures covering blades and fan, box fans are crucial tools if you don’t have or don’t want to use air conditioning. Box fans can create indoor air motion, help hot air flow and, with some improvisation, become swamp coolers and air purifiers.

Ventilating Obviously

Cooling a house or apartment through natural venting necessitates methodically closing windows, doors and shades during the heat of day and opening them at night to let in the chilly air. Natural ventilation relies on outside wind and the”chimney effect” to cool a house. When cool air enters the basement or first floor, it soaks up heat there, rises upstairs as if traveling through a chimney and exits via upstairs windows. Natural ventilation functions nicely in”climates with cool summers or cool nights and regular breezes,” in accordance with the National Renewable Energy Laboratory of the U.S. Department of Energy. Despite its many microclimates, the San Francisco Bay Area total has mild humidity, yet another attribute that makes natural venting work nicely.

Adding Box Fans

Box fans put near or in windows can help draw cool air from outside or pull warm air out of a room depending on how they are placed. When the blades face the window screen, the enthusiast helps pull hot air out of the space. Flipped the other way, it pulls in air. According to the U.S. Environmental Protection Agency fans, generally speaking, save energy and are an inexpensive alternative to air conditioning. However, the EPA notes you want to think about the entry of humidity, dust and pollen when using box fans in or close windows. While the engines of window fans are rain resistant, box fans improvised as window fans don’t have the same security and shouldn’t be put right in windows.

Filtering Dusty Air

Some homeowners use vessel fans to help filter air in tiny spaces. According to the Woodworking Tips website, it is possible to make an inexpensive air cleaner to get a workshop by attaching a furnace filter into a box fan supported in overhead mounts mounted to floor joists.The fan sucks up the rancid air into the filter. Replace the filter when it becomes too dirty to shake out.

Improvising a Swamp Cooler

A swamp cooler is an ac apparatus that is frequently installed in roofs of homes in hot, dry climates. Also called an evaporative cooler, it decreases heat by circulating a fine moisture through an whole house. A swamp cooler to get one room may be improvised by putting a huge bowl of ice water in front of a box fan blowing into the space. The Good Individual website suggests putting refreezable ice packs in a bowl of cold water and rotating them back into your freezer when they thaw.

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How to Touch Up Paint After Taking the Tape Off

Fresh paint is among the simplest and most cost-effective ways. The brand new, updated color is also a mood enhancer that brightens a room, making it feel new — without having to change your address. When it is time to pull back the room into order, carefully removing the tape doesn’t guarantee you won’t have to touch up the walls where a number of your specialist painting is raised using the tape. Banish any discouragement as an eagle eye and steady hand will wind any defects up, showing an expertly painted room that adds value to your property.

Assess all of the regions at which the tape was secured to ascertain where touch-up is essential. Select a sunny day to paint so you have the advantage of full lighting. Additionally, a sunny day frequently ensures less moisture in the atmosphere, especially in the Bay Area, allowing the paint to dry quickly.

Distribute the tarp so that one end is flush with the wall under the region that needs retouching. Pull that border of the tarp up and fold it over by roughly 3 inches and then reposition it against the wall. If the tarp pulls away in the wall, then the fold should drop back against the wall, then safeguarding your flooring.

Dampen a cloth or a diaper and wring out excess water. Diapers won’t transfer fuzz or threads to painted walls, trapping lint in the paint.

Pour 1/2 cup of touch-up paint at the cup that is managed. Some home improvement stores sell a hand-held cup, but if you’re not eager to trek into the store for one more tool, a child’s handled drinking cup or a plastic measuring cup that can be forfeited are also suitable.

So about 1/2 inch is submerged dip the tip of the paintbrush. Since you lift the brush out of the paint, gently wipe the excess from either side of the brush against the inside wall of the cup.

Hold the brush deal so that your fingertips are around 3 inches in the bristles, allowing you greater control of the paint stroke. You also ought to hold the brush so the longer tip is nearest to the border that should stay unpainted.

Put the long-angled suggestion about 1 inch forward of and 1/2 inch over the marred area. With precision, then slowly drag the brush throughout the region to be painted, ensuring the bristles fan across and protect the region. Avoid brushing across any place that should stay unpainted, like a baseboard, crown molding or molding. Repeat this step until the paint completely covers every area that needs retouching.

Wipe off any painting errors immediately with the moist cloth, so the paint doesn’t have enough time to set where it is unwanted.

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Do-it-yourself Country Kitchen Remodeling Ideas

Warm and inviting, cozy and comfy is a new one, in addition to a design that can fit in a residence that is older. A state kitchen will attract buyers and highlight architectural details within your house, increasing its resale value.

Install a Pot Rack

Country flair is not just added by A staple at a country kitchen, a hanging pot rack, but increases storage space. Orient ceiling lights so they will illuminate the counter under and not be blocked by the rack, when including a pot rack in the kitchen design. A pot rack is best positioned over a work surface, preventing any hazard.

Add Beams into the Ceiling

Ceiling beams deliver the expression of state farm home or a log cabin and detailing. Solid wood beams are heavy and expensive. Get the appearance of one strong piece for a portion of the costs by nailing two-by-fours into the ceiling, placing one every 2 feet. Create u-shaped station or a three-sided box by attaching bits of 1-by-6 oak or pine. Before aligning the bits together cut the walnut or walnut to the length of your ceiling. Paint or stain the u-channel and allow to dry. Affix the station into the two-by-fours on the ceiling . Fill from the holes with wood filler.

Refinish Kitchen Cabinets

Brighten up the kitchen with cream or white . After painting, for much more rustic personality, use a glaze or crackle medium to the surface that will allow the underlying wood color to show through. This rustic appearance is achievable by sanding the wood that is pure to be exposed by the cabinets. Use iron hooks and pulls instead of nickel end ones which are going to be a contemporary accent. Cabinet detailing with crown molding — the ornate, the more personality.

Glass Front Cabinets

Show off decorative nation accents, dishes and glassware by changing some of the top cabinet doors to glass doors. An appearance would be cabinet doors with tin or wire inserts. Illuminate your paintings by installing lights on the interior of the cabinets.

Country Modes

No nation kitchen is complete without a rooster strategically on the floor or positioned on a counter. Country accessories consist of an apron hanging by the door , live plants from pots, as well as window treatments. Add feel and color by placing a bowl of radishes or fruit on the counter . Hang a country panoramic painting on an empty wall.

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Bathroom Renovating Ideas

Bathrooms are among the most important rooms in a house for prospective buyers, and occupy a location near the very top of almost any house inspection checklist. Updating a bathroom can add value to your house and make it a more agreeable place to reside. If it comes to renovating a bathroom, there is no single design style or procedure that homeowners will need to adhere to.

Move Green

A bathroom renovation is the perfect time to go green by reducing the amount of water the bathroom utilizes. Installing low-flow toilets, water-efficient sinks and environmentally sensitive shower heads can cut down on a bathroom’s water usage without making it look like anything is missing. Water-efficient bathrooms save on house water bills and might consume more water pressure for other uses.

Use Light Colours

Light colours are best for most bathrooms, particularly those with limited space. Light colors can make a little bathroom feel larger and allow for the use of darker colors as accents throughout the space. Light wallpaper may add texture, whereas mild tile flooring can continue a color motif. Bath towels, wash cloths, hand towels and rugs will also be prime candidates for establishing a mild motif with a couple of dominant colours.

Continue a Issue

A house decor motif does not need to end at the doorway to the bathroom. To the contrary, in a house with contemporary design, the bathroom can be a showpiece for items such as stainless steel faucets, minimal decoration and blank lines. Other topics, including a Mediterranean motif or a rustic ocean motif, may also proceed to the bathroom, with cubes supplying the decoration and bright blues setting the colour palette.

Maximize Space

A larger bathroom is simple to fill with bulky fittings such as a sink, counter, toilet, bathtub and shower. Renovation is a great time to announce a bathroom’s floor plan. Including a corner bathtub or shower stall may free up a terrific deal of space in the middle of this space. Built-in storage and under-sink cabinets may make the bathroom a space that’s as versatile as it’s attractive.

Creative Lighting

Apart from updating whatever needs repair, a bathroom renovation must include a new lighting scheme. Soft, warm lights can complement a lighter shade motif. Recessed lighting may give the ceiling a finished appearance while providing plenty of lighting throughout the space, with wall-mounted lights incorporating brightness to key areas, like in front of the mirror. LED lights beneath a sink or integrated into a faucet may give a bathroom an entirely new, contemporary look for minimal cost.

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Recycle and Reuse Home Decorating Ideas

New homeowners attempt to find cost-effective strategies to decorate their new abodes to suit their own fashions. Redecorating can be pricey, but by recycling and reusing items in the previous house or items offered to you by family and friends, you can save money and make one-of-kind house decor.

Throw Pillows

Throw pillows can add style to a living room couch, office chair or mattress. Use old curtains, blankets, clothing and tablecloths you presently have in your dwelling. Select cloths of patterns, textures and colours. Cut on 18-inch or 16-inch squares. Use 1 square to the other for the back and the front of the pillow. Materials the squares feathers down or polyester filling. Use a sewing machine to attach the squares and seal in the meeting.

Jeweled Magnets

As opposed to throwing off old jewelry or keeping it concealed in your jewelry box, you may use it to make decorative magnets to your fridge or house communication center. Magnets come in handy for holding mail, important notes, to-do lists, business cards and children’s art. “Country Living” magazine suggests utilizing needle-nose pliers to remove the backs of jewellery pieces like brooches and rings. Employ magnets–which you’ll be able to purchase from the craft shop or remove from your present refrigerator magnets–into the backs of these jewelry pieces using super-strength adhesive. Allow the pieces dry for 24 hours.


Add appeal and style into old furniture by sprucing it up with a coat of your preferred color. Whether you’ve got old furniture passed down from family members or bits you picked up at a yard sale, paint can transform them and give your house a new look. Reusing old furniture rather than purchasing new can help maximize your decorating budget.

Coffee Can Wine Rack

If you entertain often or are a wine connoisseur, you know the importance of a wine rack. Wine racks can be pricey, however you can make a cost-effective”green” wine rack utilizing empty coffee cans. Remove and bottoms from coffee canisters. Paint the containers using spray paint or leftover paint you’ve got from another project, and cover them with cloth or leave them as is, using their routine packaging as a design component. Allow the cans dry before you start making your rack. “Real Simple” magazine suggests using powerful glue to connect the headphones to one another. You can produce a pattern that is suitable for the d├ęcor of your house. Allow the cans dry completely before inserting the wine bottles. This piece is guaranteed to start conversations among your guests.

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How to Calculate Mortgage Insurance on an FHA Loan

The Federal Housing Administration (FHA) has always needed mortgage insurance to the mortgage loans it insures. The objective of the insurance is to protect the lender. If the borrower defaults on his loan, the creditor may file a claim contrary to FHA’s insurance fund and regain losses against the foreclosure process and reduction of their loan. There are two calculations for FHA’s mortgage insurance: a upfront insurance premium that is usually financed, and also a monthly premium.

Calculating FHA’s Monthly Premium

Determine the right loan amount. Having a sale price of $100,000, for instance, subtract the deposit of their minimum required 3.5 percentage. That is, $100,000 minus $3,500 yields a loan amount of $96,500.

The initial calculation is for the up front mortgage insurance premium. Multiply the amount of the loan by 2.25 percent. Example from above: $96,500 multiplied by .0225 equals $2,171.25. This is added into the amount of the loan, which makes the loan amount 98,671.25). The loan is rounded down to to $98,650 and the strange sum of $21.25 would be accumulated by the borrower at the final. .

To calculate the monthly sum, the loan amount of $98,650 is multiplied by .0055, yielding $542.58. Then divide this annual amount by 12 months and you get $45.21, which can be added to the monthly payment of principal, interest, taxes and homeowners insurance.

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How do I Rebuild Credit After Repossesion & Foreclosure?

No one wishes to have to face losing anything, even less a home or automobile. Once the inevitable foreclosure or repossession has really happened, you are going to need to arrange your finances, stabilize your life style and habits to live within your means and begin rebuilding your credit score. Give yourself time, as poor debt can remain on your credit report anywhere from seven to ten decades.

Form a budget that contains all of your living expenses and outstanding debts. If you think there is not enough money to pay everything on your budget, either reduce more in the flexible debts or pick up a part-time job to meet the need. Till you’re able to stop spending more than you are bringing in, you will not be able to reconstruct your finances.

Make all of your payments on time for your existing accounts. There are lots of approaches to remain organized, such as your bank’s bill pay service, an internet calendar with monthly obligations of payments for the account, or possibly a list stored on the fridge door or a spreadsheet on your computer. Locate a plan and stick with it to stay on track with all of your accounts.

Maintain a couple of credit cards open. Do not add any more debt to their equilibrium. If you lost them through the time your home was going into foreclosure, apply for a secured credit card once a few weeks have passed following the date. You’ll be required to make a deposit of a few hundred bucks which you will get back following a year of good credit history.

Order your credit report once a year from each of the three major credit reporting bureaus and proceed over each listed account to make sure all of the info is correct and current. You do not want to do it more often than that or it is going to actually drop your score a little due to a lot of requests. If you notice an error, make certain to dispute it with each of the bureaus rather than just one. Keep all your communications well organized.

Buy a car on credit once you have about half a year of organized finances. Many times, car companies provide financing for people that are struggling with their credit ratings. But you need to make certain you are only buying a car that you could readily manage, even if it means getting a used car. Make each payment on time.

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